The U.S. pet insurance market remains highly fragmented with below 5 percent penetration, no single carrier controlling more than 30 percent share, and over 80 million uninsured pet-owning households, creating a rare window for new MGAs to capture significant market share in 2026.
Discover why 2026 marks the critical inflection point for MGAs with carrier backing to capture pet insurance market share before the window of opportunity closes and the market reaches saturation.